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Fast, secure transfers to Africa and beyond

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✦ Zero Fees

They receive

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Zero fees. What you see is what they get.

UK, US, Canada or Australia to Ghana Transfers

Send Money to Ghana Instantly

Q: Are there transfer fees?

PayAngel offers zero transfer fees , helping you send more money to your loved ones.

Supporting family in Accra, Kumasi, Takoradi — wherever they are in Ghana. PayAngel gets your money there fast, securely, and with zero transfer fees. Send money to Ghana makes easy with PayAngel.

Built for Ghanaians, by Ghanaians

PayAngel was created by people who experienced first-hand how expensive and slow it was to send money home. What started as a personal frustration became a mission: build the fairest, fastest remittance app for the African diaspora — with zero fees, not as a promotion, but as a principle.

International Payments

Global Transfers Made Easy

Trusted transfers with zero hidden fees—anytime, anywhere. We’re committed to saving you money with fast delivery, every time.

Download the PayAngel app on iOS or Android, create your account in minutes, and add a Ghana recipient. Choose whether they receive via MTN Mobile Money, Vodafone Cash, AirtelTigo Money, a bank deposit, or cash pickup — then confirm and send. Most transfers to Ghana arrive in seconds.

Secure and Trusted Global Money Transfers

Trust is at the heart of everything we do.

PayAngel operates in full compliance with financial regulations in the markets we serve. We use advanced security protocols and encryption technologies to protect customer data and transactions.

Every transfer processed through PayAngel is handled with care, responsibility, and regulatory oversight — because your money deserves the highest level of protection.

RemitCare, protection for your loved ones when you send money home

Make qualifying transfers on PayAngel and your family in Ghana can get added support for hospitalisation and death benefit, starting with the Free Bronze Package.

What is RemitCare

RemitCare is an embedded life insurance benefit linked to PayAngel remittances for Ghanaians receiving money. It is designed to provide peace of mind and financial support in the event of hospitalisation and, in the unfortunate event of death, support for the named policy holder’s next of kin.

RemitCare is provided at no additional cost by PayAngel in partnership with Sanlam Allianz. Coverage is subject to eligibility and the insurer’s policy terms & conditions.