Fast, secure transfers to Africa and beyond
GBP
United Kingdom
USD
United States
CAD
Canada
AUD
Australia
EUR
Eurozone
GHS
Ghana
NGN
Nigeria
KES
Kenya
XAF
Cameroon
UGX
Uganda
XOF
Senegal
XOF
Ivory Coast
MZN
Mozambique
ZAR
South Africa
RWF
Rwanda
TZS
Tanzania
INR
India
BDT
Bangladesh
Zero fees. What you see is what they get.
Send money from the UK, US, Canada or Australia to family, friends and businesses across Africa. PayAngel lets you choose the payout route that fits the recipient: mobile wallet, bank deposit or cash pickup on supported corridors.
Check the exchange rate, transfer fee and estimated delivery time before you confirm.
PayAngel is an online international money transfer service for people sending money to Africa from the UK, US, Canada and Australia. On supported routes, you can send to mobile wallets, bank accounts or cash pickup locations, with zero transfer fees from PayAngel.
Send to mobile wallet, bank account or cash pickup, depending on the destination
See the rate, transfer fee and amount received before confirming
Choose mobile wallet where available for the recipient’s country
Select cash pickup on supported corridors
PayAngel charges zero transfer fees; check the live exchange rate before sending
Use PayAngel to send money to supported African destinations including Ghana, Nigeria, Kenya, Cameroon, Uganda, Senegal, Côte d’Ivoire, Mozambique, South Africa, Rwanda and Tanzania. Availability can depend on the sending country, payout method and local partner route.
Choose the country first, then check the live options for mobile wallet, bank deposit or cash pickup before you confirm the transfer.
Send money to Ghana online and review the available payout routes before confirming.
Send money to GhanaCheck the exchange rate, recipient options and estimated delivery time for your Nigeria transfer.
Send money to NigeriaChoose from the payout methods available for your recipient in Kenya.
Send money to KenyaReview the total amount received before you pay for your Cameroon transfer.
Send money to CameroonSend regular support, bill payments or urgent family assistance to Uganda online.
Send money to UgandaCheck the live route, payout method and delivery estimate for Senegal.
Send money to SenegalSend money to Côte d’Ivoire and see the recipient amount before confirmation.
Send money to Côte d’IvoireReview available transfer routes for Mozambique in PayAngel before sending.
Send money to MozambiqueSend to South Africa using the available online transfer route for your recipient.
Send money to South AfricaCheck the payout options and transfer details for Rwanda before you pay.
Send money to RwandaSend money to Tanzania online and track the transfer after payment.
Send money to TanzaniaThe best payout method depends on how your recipient uses money locally. Some people need funds straight to a mobile wallet. Others prefer a bank account for records, bills or larger payments. Cash pickup can work better when the recipient wants physical cash or does not use a bank account.
Mobile wallet transfers work well for everyday support: food, transport, utilities, family requests and time-sensitive payments. Where PayAngel offers mobile wallet payout, your recipient can receive funds through the available local wallet route for their country.
Check mobile wallet routesBank deposit can suit school fees, rent, medical costs, business payments and transfers where the recipient wants the money in an account. PayAngel shows the recipient details, exchange rate and estimated delivery time before you confirm.
Send to a bank accountCash pickup can be useful when the recipient needs physical cash or does not want the money sent to a wallet or bank account. On supported corridors, PayAngel lets you choose cash pickup and review the transfer details before paying.
View cash pickup optionsA cheap remittance service is not only about the upfront transfer fee. The amount your recipient receives also depends on the exchange rate, payout method, payment route and any local charges outside PayAngel’s control.
PayAngel charges zero transfer fees. Before you send, the app shows the exchange rate, transfer fee and expected recipient amount. That matters most for regular remittances, where small fees can add up across a year of monthly support.
If you send money every month, a £3 transfer fee becomes
before exchange rate differences are counted. PayAngel removes the transfer fee from the PayAngel side of the transaction, so you can judge the transfer by the live rate and recipient amount.
Check today’s rateMany PayAngel customers send money home more than once. A parent needs school fees paid. A sibling asks for medical support. A family member needs help with bills, rent, groceries or business stock.
For repeat senders, the transfer experience has to stay clear: choose the recipient, check the rate, confirm the payout route and track the transfer. PayAngel keeps those details visible before and after you send.
Send money for everyday needs without paying a PayAngel transfer fee.
Use bank deposit where the recipient or institution needs account payment.
Review the payout route and estimated delivery time before confirming urgent transfers.
Send smaller, regular amounts to mobile wallet where available.
Transfer to bank account or other available payout routes for local trading needs.
Some transfers arrive quickly; others take longer because of verification checks, bank processing, payout partner availability, public holidays, recipient details or compliance reviews. PayAngel shows the estimated delivery time before you confirm, then gives you transfer tracking after payment.
Start a transferMobile wallet routes can be suitable for urgent everyday support where available.
Bank deposits may depend on local bank processing.
Cash pickup depends on the recipient’s access to the selected pickup route.
International money transfer services need strong checks because money crosses countries, currencies and payout networks. PayAngel asks for the details needed to process the transfer, shows the route before confirmation and gives you a record of the payment.
PayAngel uses encryption, identity verification and trusted payment networks to protect transfers. Customers can track payments after sending and review the transfer details in the app.
PAYANGEL® and PAYINC® are trading names of PAYINC GROUP LIMITED, registered in England and Wales under company number 08126178. PAYANGEL® is authorised for the provision of payment services by the Financial Conduct Authority under FRN 608108. PAYINC GROUP LIMITED is registered for money laundering supervision with HM Revenue & Customs under MSB/MLR No. XQML00000117198.
Start with the receiving country. A service that works well for Ghana may not offer the same payout options in Kenya, Nigeria or Senegal. The route matters because it affects speed, exchange rate, recipient convenience and whether mobile wallet, bank deposit or cash pickup is available.
Then compare the total cost. A provider can advertise low fees while using a weaker exchange rate. The safest comparison is the amount your recipient receives after the rate, fee and payout method have all been applied.
PayAngel is a strong fit when you want an online transfer to Africa, zero transfer fees and the choice of mobile wallet, bank deposit or cash pickup on supported routes.
Different international money transfer services solve different transfer problems. Banks may suit formal account-to-account payments. Large agent networks can be useful for cash pickup coverage. Mobile-first remittance apps are often better when the sender wants to check rates, pay online and track the transfer from their phone.
| Service type | Usually useful for | What to check | PayAngel fit |
|---|---|---|---|
| Banks | Formal account transfers | Transfer fee, exchange rate, delivery time | PayAngel gives an online route for supported African corridors |
| Agent networks | Cash pickup | Pickup availability, travel time, total cost | PayAngel offers cash pickup on supported routes |
| Mobile-first remittance apps | Regular online sending | Country coverage, payout methods, exchange rate | PayAngel covers mobile wallet, bank deposit and cash pickup where available |
| PayAngel | Sending money to Africa online | Supported country, live rate, payout route | Zero transfer fees and clear transfer details before confirmation |
Choose the destination, check the live rate and send through the payout route available for your recipient. PayAngel shows the transfer details before you pay, including the fee, exchange rate and estimated delivery time.
Scan the QR code to download PayAngel App and start sending instantly.
