Fast, secure transfers to Africa and beyond
GBP
United Kingdom
USD
United States
CAD
Canada
AUD
Australia
EUR
Eurozone
GHS
Ghana
NGN
Nigeria
KES
Kenya
XAF
Cameroon
UGX
Uganda
XOF
Senegal
XOF
Ivory Coast
MZN
Mozambique
ZAR
South Africa
RWF
Rwanda
TZS
Tanzania
INR
India
BDT
Bangladesh
Zero fees. What you see is what they get.
Send money from the UK to family, friends and businesses across Africa. PayAngel lets you choose the route that fits the recipient: mobile wallet, bank deposit, cash pickup or a direct merchant payment on supported corridors.
Check the exchange rate, transfer fee and estimated delivery time before you confirm.
PayAngel is an online international money transfer service built for African immigrants and diaspora communities sending money from the UK to Africa. On supported routes, you can send to mobile wallets, bank accounts or cash pickup locations, pay merchants directly where available, and send with zero transfer fees from PayAngel.
Send in pounds from the UK and see the exchange rate, fee and recipient amount before you confirm
PayAngel charges no transfer fee on its side of the transaction, so more of your money arrives
Choose mobile wallet where available for the recipient’s country
Select cash pickup on supported corridors when the recipient needs physical cash
Pay schools, hospitals, utilities and merchants directly on supported routes, so the money goes where it is meant to go
Use PayAngel to send money from the UK to supported African destinations including Ghana, Nigeria, Kenya, Cameroon, Uganda, Senegal, Côte d’Ivoire, Mozambique, South Africa, Rwanda and Tanzania. Availability can depend on the payout method and local partner route.
Pick the receiving country first, then check the live options for mobile wallet, bank deposit or cash pickup before you confirm the transfer. PayAngel also covers destinations beyond Africa, including India and Bangladesh.
Send money to Ghana from the UK and review the available payout routes before confirming.
Send money to GhanaCheck the exchange rate, recipient options and estimated delivery time for your Nigeria transfer.
Send money to NigeriaChoose from the payout methods available for your recipient in Kenya.
Send money to KenyaReview the total amount received before you pay for your Cameroon transfer.
Send money to CameroonSend regular support, bill payments or urgent family assistance to Uganda online.
Send money to UgandaCheck the live route, payout method and delivery estimate for Senegal.
Send money to SenegalSend money to Côte d’Ivoire and see the recipient amount before confirmation.
Send money to Côte d’IvoireReview available transfer routes for Mozambique in PayAngel before sending.
Send money to MozambiqueSend money to South Africa online with the transfer details shown upfront.
Send money to South AfricaCheck the payout options available for your recipient in Rwanda.
Send money to RwandaReview the rate, payout route and delivery estimate for Tanzania before you send.
Send money to TanzaniaThe best payout option depends on how your recipient uses money locally. Some people need funds straight to a mobile wallet. Others prefer a bank account for records, bills or larger payments. Cash pickup can work better when the recipient wants physical cash or does not use a bank account.
Mobile wallet transfers work well for everyday support: food, transport, utilities, family requests and time-sensitive payments. Where PayAngel offers mobile wallet payout, your recipient can receive funds through the available local wallet route for their country.
Check mobile wallet routesBank deposit can suit school fees, rent, medical costs, business payments and transfers where the recipient wants the money in an account. PayAngel shows the recipient details, exchange rate and estimated delivery time before you confirm.
Send to a bank accountCash pickup can be useful when the recipient needs physical cash or does not want the money sent to a wallet or bank account. On supported corridors, PayAngel lets you choose cash pickup and review the transfer details before paying.
View cash pickup optionsThe cost of a UK to Africa transfer is more than the upfront fee. What your recipient receives also depends on the exchange rate, the payout method and any local charges outside PayAngel’s control.
PayAngel charges zero transfer fees on UK money transfers. Before you send, the app shows the exchange rate, transfer fee and expected recipient amount, so you can judge the full cost of your Africa remittances before confirming.
If you send money home every month, a £3 transfer fee becomes
before exchange rate differences are counted. PayAngel removes the transfer fee from the PayAngel side of the transaction, so you can judge each transfer by the live rate and the amount your recipient receives.
Check today’s rateSometimes the money is for a specific purpose. On supported routes, PayAngel supports merchant payments, so you can pay an institution or business directly instead of sending cash for someone else to pass on.
That helps when you are covering school fees, settling a hospital bill or paying a supplier: the payment goes where it is meant to go, and you keep a record of the transfer in the app.
Pay schools and universities directly where merchant payment is available.
Settle medical costs with the provider on supported routes.
Keep electricity, water and phone credit topped up for family back home.
Send payments that keep the family home running, to a bank account or merchant route.
Pay merchants and suppliers directly, or use PayAngel Business for company payments.
Some transfers arrive quickly; others take longer because of verification checks, bank processing, payout partner availability, public holidays, recipient details or compliance reviews. PayAngel shows the estimated delivery time before you confirm, then gives you transfer tracking after payment.
Start a transferMobile wallet routes can be suitable for urgent everyday support where available.
Bank deposits may depend on local bank processing.
Cash pickup depends on the recipient’s access to the selected pickup route.
Money sent home is money families depend on, so secure transfers matter as much as fast ones. PayAngel asks for the details needed to process the transfer, shows the route before confirmation and gives you a record of the payment.
PayAngel uses encryption, identity verification and trusted payment networks to protect UK money transfers. Customers can track payments after sending and review the transfer details in the app.
PAYANGEL® and PAYINC® are trading names of PAYINC GROUP LIMITED, registered in England and Wales under company number 08126178. PAYANGEL® is authorised for the provision of payment services by the Financial Conduct Authority under FRN 608108. PAYINC GROUP LIMITED is registered for money laundering supervision with HM Revenue & Customs under MSB/MLR No. XQML00000117198.
Start with the receiving country. A service that works well for Ghana may not offer the same payout options in Kenya, Nigeria or Senegal. Check whether your recipient can use mobile wallet transfers, a bank account or cash pickup services before you compare prices, because the route affects speed, convenience and cost.
Then compare the total cost. A provider can advertise low remittance fees while using a weaker exchange rate. The safest comparison is the amount your recipient receives after the rate, fee and payout method have all been applied.
PayAngel is a strong fit when you want UK to Africa transfers with zero transfer fees, a choice of payout routes and merchant payment support on supported corridors.
Different international money transfer services solve different transfer problems. High-street banks may suit formal account-to-account payments. Large agent networks can be useful for cash pickup coverage. Mobile-first transfer apps are often better when the sender wants to check rates, pay online and track the transfer from their phone.
| Service type | Usually useful for | What to check | PayAngel fit |
|---|---|---|---|
| High-street banks | Formal account transfers | Transfer fee, exchange rate, delivery time | PayAngel gives an online route for supported African corridors |
| Agent networks | Cash pickup | Pickup availability, travel time, total cost | PayAngel offers cash pickup services on supported routes |
| Mobile-first transfer apps | Regular online sending | Country coverage, payout methods, exchange rate | PayAngel covers mobile wallet, bank deposit and cash pickup where available |
| PayAngel | UK to Africa transfers online | Supported country, live rate, payout route | Zero transfer fees, merchant payments and clear transfer details before confirmation |
Choose the destination, check the live rate and send through the payout route that fits your recipient: mobile wallet, bank deposit, cash pickup or a direct merchant payment on supported routes. PayAngel shows the transfer details before you pay, including the fee, exchange rate and estimated delivery time.
Scan the QR code to download PayAngel App and start sending instantly.
